Sunday, February 20, 2011

::BI Optimistic in 2011 Bad Debt Levels Will Down!>>

Go Finance Reporting in Padalarang - Bank Indonesia believes non-performing loans (non-performing loans / NPL) in 2011 banks will continue to fall from the previous year or at least does not increase because the risk managment banking capability is now very good.

"We're confident because of risk management, the ability of banks is now very good. So they can give a better assessment in lending. So that is reflected from a year ago, a good credit expansion with low NPL. It is thanks to the application of risk management better than the banks, "said researcher Main Directorate of Banking Research and Regulation workshop BI Suhaedi in economics reporter at Mason Pine Hotel, Bandung, on Saturday (02/19/2010).

He said BI also expects a change of the structure of these loans so that loans for investment and working capital to increase and support sustainable economic growth.

"We expect in the future there is a change from the structure of these loans, so loans for investment and working capital will increase. This concern shared between the BI and banking in order to support sustainable economic development, which means that the productive sector efforts to produce goods and services directly , "he added.

He said BI also will continue to maintain and pursue these NPLs to stay awake and not increased so that credit can be developed with selectivity.

"Yes we are seeking so that the NPL remain in conditions such as, say will not increase. So developing credit and selectivity and a better appraisal, credit growth, it remained well-managed," he added. (GoFinance)

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